Into the red: the birth of the credit card market in postcommunist Russia

The architecture of credit card markets

Market building in the transitional context

Setting the stage : consumer credit and banking before and during the transition

Inner circles : card issuing at the dawn of the market

The stick but no carrot : disseminating cards through employers

The carrot, at last : will consumer lending lead the way for Russia's credit card market?

The missing piece of the puzzle : the struggle to institutionalize interbank information sharing and create credit bureaus

Russian credit card market through the lens of continuity and change.